Members can now transfer-in existing registered retirement savings to benefit from CAAT’s investment returns.
The CAAT Plan inflation protection rate for 2025 is 2.02%. This rate will be added to your pension on January 1, 2025, for all pensions earned beginning in 1992. Inflation protection helps protect your buying power when the cost of living increases. The mailing of your annual letter outlining the latest inflation protection increase is delayed due to the ongoing postal strike. You can log onto My Pension to see your letter by mid-January. If you’re not registered for the member portal, sign up today.
Learn more about inflation protection
We make retirement better for Canadians by offering secure workplace pensions and sustainable retirement income for life.
A defined benefit (DB) pension plan that's effective for both you and your employees.
A workplace pension can provide employers with a key competitive edge when it comes to the ongoing race for talent.
Our defined benefit (DB) pension plan, DBplus, combines the cost certainty employers want with the secure retirement income employees need.
Know more about your pension.
As a member of the CAAT Plan, you build your pension while you work, and enjoy the benefits of a secure lifetime pension after you retire.
Get a snap shot of what retirement looks like for you.
You may be able to create a larger lifetime income by making a purchase.
Whether you're ready to retire, looking to retire early or looking for more information - understand your options.
Learn about the secure, reliable income you have in retirement.
Member blog
Enjoy helpful reads on topics relating to important chapters of your life, including retirement and beyond.
We've got you covered.
News, education sessions, and more to help you administer this important employee benefit.
Access the Employer Manual via PAL.
Register for upcoming sessions, watch past webinar recordings and access resources.
Use the new and improved Recruitment Toolkit to attract top candidates and position yourself as an employer of choice.
Catch up on our past information webinars to stay in the know.
The CAAT goal is simple: provide Canadian workplaces with access to secure, sustainable pensions.
It’s for members. For employers. For lifetime in retirement.
To remain on track and focused on our goals, the Plan relies on the leadership of an accomplished team of professionals.
Learn more about why a defined benefit pension continued to be a Big Deal for members in 2023.
CAAT Pension Plan is 124% funded with $5.3 billion in funding reserves.
A detailed account of 2023 performance and financials.
news
Read below for more information about what the CAAT team has been working on.
CAAT Pension Plan is proud to celebrate Jillian Kennedy, Chief Strategy Officer, on being named an Elite Woman of 2025 by Benefits and Pensions Monitor (BPM). This recognition highlights her impactful...
New promotion focuses on expanding pension coverage across Canada.
Toronto, February 5, 2025 – CAAT Pension Plan earned widespread recognition in 2024 for its commitment to enhancing retirement income security for members across Canada, as well as its...